Tag Archives: Summary Judgment

Will Your Business Be Covered When It Needs it The Most? – Understanding Business Interruption Claims

Last month, in Service One Cable T.V., Inc. v. Scottsdale Ins. Co., 2011-1469 (La. App. 1st Cir. February 10, 2012), the Louisiana First Circuit Court of Appeals decided that a cable service company did not have coverage under its commercial property damage or business income provision after a hurricane damaged the company’s cable distribution system.… Continue Reading

Carrier’s Motion for Summary Judgment Does Not Hold Water

Earlier this month, I wrote about a few cases where insurance company motions for summary judgment failed. This week, I am writing about another. Although I prefer to write about reported appellate opinions, the state trial court opinion in Carden v. Allstate Insurance Company, issued by New York’s Supreme Court in Westchester County in December … Continue Reading

Mississippi Federal Court: An Insured Cannot Misrepresent if the Insured is Not Asked

Guideone Mut. Ins. Co. v. Rock, 1:06-CV-218, 2009 U.S. Dist. LEXIS 54717 (N.D. Miss. June 29, 2009) On August 27, 2005, the Rocks’ home and two vehicles were destroyed by a fire. The Rocks had a homeowner’s and auto insurance policy with Guideone Mutual Insurance Company. Following the Rocks’ loss, the Rocks filed claims with … Continue Reading

Surplus Lines Insurers, Sinkholes, and the Law of Mars

Surplus lines insurance companies are a different breed of insurance cat. They are not admitted carriers in the state in which they do business. Thus, most states have consumer protection laws specifically regarding how surplus lines insurance carriers can do business. Surplus lines carriers are very important to the insurance marketplace. They will often insure … Continue Reading