Tag Archives: Building Codes

Understanding Commercial and Residential Ordinance and Law Coverage as Explained by Christopher Boggs

Ordinance and Law Coverage generates a lot of questions whenever I give a speech about the numerous building codes which impact construction. Christopher Boggs is a great insurance educator. Two chapters from his book, Wow! I Never Knew That!: 12 of the Most Misunderstood and Misused P&C Insurance Coverages, Concepts and Exclusions, provide some of the … Continue Reading

Do We Need Better Building Codes, or Better Enforcement?

I got a call this morning from a public adjuster wanting to discuss building code coverage.1 In doing some research for her, I came across an article advocating more stringent building codes: Marking 10 Years Since Katrina, Consumer Agency Calls For Stiffer Building Codes. Considering the article in connection to recent conversations I’ve had with … Continue Reading

Is National Flood Going To Be In Business?

An article in the Insurance Journal, National Flood Insurance Program Set to Expire Tomorrow, caught my eye. I think the threat of expiration is political gamesmanship, as indicated in the piece:  “John Prible, government affairs for the Independent Insurance Agents and Brokers of America, says the omnibus bill funding is currently being debated in the … Continue Reading

Tropical Weather Expert Calls for Hurricane Mitigation

Dr. Steve Lyons, The Weather Channel’s Tropical Weather Expert, has admitted that he has been interested in property insurance and rates for the past fifteen years. He recently posted on the Weather Blog his opinion is that Florida’s only long term solution to high insurance rates is to mandate that building codes be enforced so that buildings … Continue Reading