Frank Artiles commented upon my post, The Initial Political Insurance Views of Public Adjuster Frank Artiles. Since I have been a supporter of Frank and think it is only fair that his response not be buried, I am posting his response here:

Dear Industry professionals,

Many of the quotes that were attributed to me are incorrect, inaccurate and quite frankly not made by me. I would recommend that if anyone has a question regarding statements or quotes feel free to pick up the phone and call me at 305-305-2110

I believe that we need to get public adjusters, insurance companies, attorneys, bankers and independent adjusters to the table to negotiate a system where insurance companies are profitable, homeowners are protected and we reduce the size of citizens which is a disaster waiting to happen. If you do not agree with me, then we can continue the bitter battle. I truly believe as a business man that there is room for negotiations and as a State Representative I believe I can bring people to the table.

As for SOP_81- COMMENT REGARDING MY CAMPAIGN CONTRIBUTIONS- I would ask that you do a little research through Florida elections and look at all my campaign contributions. Not one insurance company donated to my campaign, only public adjusters, appraisers and umpires. However, please be aware that I will be accepting campaign contributions from many entities for the 2012.

I WOULD ASK THAT THE PUBLIC ADJUSTERS, APPRAISERS AND UMPIRES BE PATIENT BUT BE VIGIL. I WOULD LIKE TO THANK THOSE WHO SUPPORT ME AND CONTINUE TO SUPPORT ME.

Semper Fi,

Frank Artiles

How many politicians give out their personal cell number inviting people to call about important issues? Frank served in the Marine Corps, worked as a public adjuster and has studied law. He is not a professional politician, which is pretty obvious to everyone that knows him. He is also an independent thinker and is not shy about telling others about those thoughts.

The insurance industry may have worked very hard to defeat the election of Frank Artiles. I suspect that their professional and full time lobbyists will be working hard to influence Frank because he has first hand knowledge of the terrible treatment some policyholders receive when the insurance product is called upon to perform.

The big question for Frank is how effective he will be convincing his Republican colleagues that insurance consumer protection is paramount to wrongfully derived profits. Insurance companies should never derive additional profit by failing to promptly and thoroughly investigate a loss and adjust the claim so the full amount of benefits are paid as fast as possible. They should also not be allowed to derive wrongful profits by deceptively selling replacement cost insurance which is not truly replacement cost insurance. Honesty and good faith should always come before profits at any cost or we are simply inviting insurance companies to break promises and obtain an economic advantage by not playing by the rules and following the law.